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PCI MPoC Compliance

Protect Mobile Payments.
Achieve MPoC Compliance.

Achieving PCI MPoC compliance requires securing mobile payment acceptance solutions running on commercial off‑the‑shelf devices. Digital.ai protects sensitive logic, keys, and data within mobile apps without slowing development or disrupting release cycles.

  • Meet MPoC standards with app‑hardening capabilities that defend mobile payment apps from attack vectors
  • Protect sensitive logic, keys, and data by shielding critical mobile payment components running on consumer devices
  • Validate resilience throughout development with continuous security testing that supports MPoC readiness
53% of Fortune 100 trust Digital.ai
No source code changes required
CI/CD pipeline integration

PCI MPoC Compliance

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Trusted by enterprise customers worldwide

American Express
Cisco
The Home Depot
FedEx
Kaiser Permanente
Electronic Arts

What Supports Your MPoC Compliance

Digital.ai provides the technical controls that auditors expect — applied post-build so your development workflow stays intact.

Advanced App Shielding

Robust code hardening, obfuscation, and data‑flow protection prevent attackers from inspecting or extracting sensitive payment logic.

Runtime Threat Detection

Real‑time detection of tampering, hooking, instrumentation, and runtime manipulation to safeguard payment flows during execution.

Secure Key & Data Protection

Strong, layered protection for cryptographic keys, tokens, and sensitive assets stored inside mobile apps or payment SDKs.

Anti‑Reverse Engineering Controls

Dynamic and static analysis protections that block attempts to decompile, inspect, or reconstruct business rules, APIs, or SDK internals.

Post‑Build Security Integration

Security applied after the build process, enabling teams to meet MPoC requirements without altering merchant code or slowing pipelines.

Continuous Mobile Security Testing

Automated testing that validates resilience across devices, OS versions, and app releases — ensuring ongoing MPoC alignment at scale.

Protect Your SDK Wherever It Runs

For organizations building payment SDKs, security must hold even when your code lives inside a third-party app on a device you don't control.

  • Protects cryptographic keys and sensitive payment logic embedded in client‑side code
  • Prevents static and dynamic analysis of SDK internals across varied mobile environments
  • Detects tampering, instrumentation, and runtime manipulation inside third‑party apps
  • Applies protections post‑build — no changes to merchant source code required
SDK Protected 3rd Party Host App Runtime Protection Active Tamper detection · Key protection · Anti-analysis

Comply Without Slowing Down

Retailers developing their own payment apps face pressure to ship fast while meeting MPoC expectations. Digital.ai applies protection at build time — no code changes, no bottlenecks.

  • Secure payment workflows and transaction logic from inspection and manipulation
  • Defend business rules and APIs from reverse engineering across diverse mobile environments
  • Enforce runtime protection against rooted devices, emulators, and debugging tools
  • Integrate post‑build security into CI/CD pipelines with minimal performance impact
Build Protect (post-build) Release No Root Access No Emulator No Debug MPoC Compliance Maintained ✓
53%
of Fortune 100 companies trust Digital.ai
0
source code changes needed for protection
100%
post-build integration — no dev disruption
24/7
runtime threat detection across all deployments

Common Questions About PCI MPoC

What is PCI MPoC Compliance?

PCI MPoC compliance refers to meeting the security requirements defined for mobile payment applications and SDKs running on commercial off‑the‑shelf devices. Organizations must demonstrate that payment logic, cryptographic assets, and sensitive workflows remain protected against reverse engineering, tampering, and runtime threats.

Who needs to be PCI MPoC compliant?

Any organization building mobile payment applications or distributing payment SDKs must ensure their software meets PCI MPoC requirements. This includes payment providers, retailers with custom POS apps, and developers whose SDKs are embedded inside third‑party mobile applications.

Does PCI MPoC compliance require protecting client‑side code?

Yes. MPoC expects strong safeguards for sensitive logic, keys, and data on the device. This includes obfuscation, anti‑tampering controls, runtime threat detection, and protection against static and dynamic analysis.

How does Digital.ai help organizations achieve MPoC compliance?

Digital.ai secures mobile payment apps and SDKs with app hardening, code obfuscation, runtime protection, and continuous mobile application testing. These capabilities help teams validate resilience throughout the development lifecycle and maintain MPoC readiness across releases.

What are the consequences of failing an MPoC compliance assessment?

Failure to meet MPoC expectations can lead to delayed certifications, merchant onboarding issues, increased fraud exposure, and costly redesigns late in the release cycle. It can also impact partner adoption if apps or SDKs lack required protections.

Ready to Achieve MPoC Compliance?

Book a free 30-minute demo and see how Digital.ai protects mobile payment apps without disrupting your release cycle.

Book Your Free Demo