PCI MPoC Standard
The PCI MPoC standard establishes security and operational guidelines for mobile payment acceptance solutions. It provides a unified framework for securing mobile applications and reducing fraud risk in modern payment ecosystems.
Digital.ai helps teams meet MPoC (Mobile Payments on Commercial Off-The-Shelf devices) expectations by strengthening mobile apps and SDKs against reverse engineering, tampering, and runtime threats.
- Strengthen adherence to the MPoC standard with app‑hardening protections that secure mobile payment software on consumer devices.
- Safeguard payment logic, cryptographic keys, and sensitive workflows with layered defenses built for exposed mobile environments.
- Support ongoing MPoC alignment through continuous mobile security testing integrated directly into development pipelines.
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What is the PCI MPoC Standard and Why Does It Matter?
The PCI MPoC was introduced to address the shift toward mobile-first payment experiences. Traditional security guidelines were not designed for dynamic, app‑driven ecosystems where attackers can access and analyze client-side code. MPoC provides updated expectations that align with how mobile payments are built, distributed, and used today.
Businesses that support mobile transactions must demonstrate that their apps or SDKs protect payment data, maintain code integrity, and withstand real‑world adversarial testing. Without meeting MPoC requirements, organizations face greater exposure to fraud, assessment failures, and disruption to merchant onboarding or certification processes.
Achieve PCI MPoC Compliance with Digital.ai
Digital.ai provides mobile app security solutions that help organizations satisfy the technical intentions of the PCI MPoC standard. By applying protections post‑build, teams can maintain secure mobile payment experiences without altering source code or slowing release velocity.
Our app hardening, anti‑tampering, and mobile security testing capabilities ensure that payment logic, cryptographic assets, and sensitive workflows remain protected across consumer devices. Digital.ai enables organizations to address MPoC security expectations consistently.
Attacks Are Rising on Client Apps—Are Your Defenses Keeping Up?
Capabilities That Support MPoC Standards
Advanced App Shielding
Robust code hardening, obfuscation, and data‑flow protection prevent attackers from inspecting or extracting sensitive payment logic.
Runtime Threat Detection
Real‑time detection of tampering, hooking, instrumentation, and runtime manipulation to safeguard payment flows during execution.
Secure Key & Data Protection
Strong, layered protection for cryptographic keys, tokens, and sensitive assets stored inside mobile apps or SDKs.
Anti‑Reverse Engineering Controls
Dynamic and static analysis protections that block attempts to decompile, inspect, or reconstruct business rules, APIs, or SDK internals.
Post‑Build Security Integration
Security applied after the build process, enabling teams to meet MPoC requirements without altering merchant code or slowing development pipelines.
Continuous Mobile Security Testing
Automated testing that validates resilience across devices, OS versions, and app releases, ensuring ongoing MPoC alignment at scale.